The Company’s Common Stock trades on The Nasdaq Stock Market under the symbol “ABFS”. The following table sets forth the high and low recorded last sale prices of the Common Stock during the periods indicated as reported by Nasdaq and the cash dividends declared:

                                                     Cash
                                  High       Low   Dividend 
1994
    First quarter               $15.750   $12.625    $.01
    Second quarter               13.375    10.125     .01
    Third quarter                14.375    11.375     .01
    Fourth quarter               14.125    10.250     .01

1993
    First quarter               $16.750   $12.125    $.01
    Second quarter               13.000     8.375     .01
    Third quarter                11.500     8.500     .01
    Fourth quarter               15.625    11.125     .01

At February 27, 1995, there were 19,513,708 shares of the Company’s stock outstanding which were held by 798 shareholders of record and through approximately 5,000 nominee or street name accounts with brokers.

The declaration and payment of, and the timing, amount and form of future dividends on the Common Stock will be determined by the Company’s results of operations, financial condition, cash requirements, certain corporate law requirements and other factors deemed relevant by the board of directors.

The Company’s credit agreement limits the total amount of “restricted payments” that the Company may make, including dividends on its capital stock, to $10 million in any one calendar year. The annual dividend requirements on the Company’s preferred stock issued February 3, 1993 (approximately $4.3 million) and dividends paid on the Common Stock at the quarterly rate of $.01 per share (approximately $0.8 million based on the current number of issued and outstanding shares) would aggregate dividends of approximately $5.1 million on an annual basis.